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Michael D. Strauss's Articles in Loans

  • About Personal Credit Lines
    A personal credit line is a type of finance which is useful for borrowing smaller amounts. However, it doesn't come without cost, so you need to know how they work to make the most of them.
  • The Severe Drawbacks of Payday Loans
    Payday loans are often touted as an easy solution to financial problems - they're not! Although they have a place in the financial services industry, they can have severe drawbacks if not used very carefully.
  • Homeowner Loan Opportunities For People With Bad Credit
    High levels of consumer debt coupled with a worsening economy mean that more and more people are picking up a bad credit rating. However, homeowner loans could give you the opportunity to halt the slide and get your finances back on track - even with poor credit.
  • The Different Kinds Of Loans Available
    There are many options available to people looking for credit. What are the major kinds of loan available, and what would you use them for?
  • How Much Does Your Personal Loan Cost?
    We all want to get the cheapest loan possible, but how do we know how expensive a loan really is? The interest rate doesn't always tell the whole story.
  • The Most Popular Uses For A Personal Loan
    We're constantly being enticed to take out a personal loan or other kind of finance through advertisements and marketing, and the number of people applying for finance keeps on rising. What are we spending the money on?
  • Personal Loans : Is Early Repayment a Good Use for Spare Cash?
    Paying off debt is always a good idea as you'll be reducing the amount of interest you'll be charged. However, there are times when you need to be careful about making early repayments, or they might cost more than you expect.
  • Getting a Loan When You're a Tenant
    It's been easier than ever in recent years for people who own their own home to be accepted for loans and other credit. What's the situation for tenants and others who aren't homeowners?
  • Comparing Secured and Unsecured Loans
    The internet is awash with advertisements urging you to solve your financial worries with a personal loan, but taking out the wrong kind can be disastrous for your financial future. In this article we compare the benefits and drawbacks of secured and unsecured loans.
  • Spreading Christmas Costs With A Personal Loan
    As the nights are drawing in our thoughts should be turning with anticipation to the festive season. For many of us though, financial worries cast a shadow over the celebrations - could a personal loan be the answer?
  • The Different Types Of Online Loan Sites
    With all the thousands of loan sites on the web, how do you know which one to choose? Read about the different kinds of site you'll come across during your loan research.
  • How Credit Scoring and Loans Interact
    Your credit score is one of the most important factors in getting approved for a loan. How is it calculated, and how does it affect your application?
  • The Basics Behind Personal Loans
    Are you properly prepared to make a loan application? There are certain basics you need to know about before plumping for the perfect loan deal.
  • Do You Really Need A Secured Loan?
    You might not always know it from the bright and breezy TV adverts, but a secured loan is a very serious financial commitment, potentially putting your home at risk. Before applying, it's a good idea to ask yourself whether an alternative is a better option.
  • What Does The Credit Crunch Mean For Personal Loans?
    You've doubtless seen the media coverage of the so-called credit crunch that has had the economists and bankers growing increasingly worried recently. However, it's not just an issue affecting the arcane world of high finance, it will have consequences for those wishing to take out a personal loan, too.
  • An Introduction to Loan Repayment Holidays
    Loans offering a repayment holiday facility are becoming increasingly popular. What exactly does this feature offer, and who can benefit?

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